Meet The Team

“BDC is much more than a financial resource for businesses. Each member of the BDC team has the experience, knowledge and passion to assist businesses for term loan financing. Our team is accessible and responsive to achieve fast result for business owners. We consistently exceed expectations to promote growth for businesses and our community.” – Joseph T. Kuzmitz


Joseph T. Kuzmitz
President and Chief Operating Officer

• Business Banking experience since 1976
– Commercial Lending Officer, Senior V.P. and Business Banking Group Manager
• B.S. Business Administration Degree from Marian University
• MBA from University of Notre Dame
• Graduate School of Banking, University of Wisconsin-Madison
– Board Memberships:
• Boys and Girls Club of St. Joseph County Board Member
• Marian University Board of Trustee
• Chamber of Commerce of St. Joseph County Board (2010-2016)
• American Cancer Society Board Member (past)
• Junior Achievement of St. Joseph County Board Member (past)
• St. Mary’s College Adjunct Professor (2004-2014)


Tedd Schaffer
Vice President, Credit Analyst and Loan Officer

• 9 years of banking and sales experience
– 1st Source Bank: Credit Analyst
– Marking Solutions: Account Executive
– City of South Bend: Credit Analyst and Loan Officer


Elizabeth Wittling
Vice President, Office Manager and Loan Closing Officer

• Chamber of Commerce Leadership
• 20 years of banking experience
– Bank One: Retail Banker
– Wells Fargo Bank: Business Banking Associate

Adam Primmer
Portfolio Manager / Office IT Manager / Marketing Consultant

• Graduate of Holy Cross College at Notre Dame, IN
– Responsible for Loan Portfolio Monitoring
– SBA 504 Loan Servicing Agent
– Manages SBA 504 Audit Monitoring